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India Relaxes PAN Requirement for Property Deals, Threshold Raised to ₹20 Lakh

India raises PAN requirement threshold for property transactions from ₹10 lakh to ₹20 lakh, offering relief to middle-class buyers and boosting real estate activity.

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In a move aimed at easing compliance for ordinary taxpayers, the Central Government has introduced a significant change in income tax rules related to property transactions. The Central Board of Direct Taxes (CBDT) has revised the minimum threshold for mandatory PAN card submission in real estate deals. Under the previous rule, quoting a PAN card was compulsory for any property transaction exceeding ₹10 lakh. However, as per the latest amendment, this limit has now been increased to ₹20 lakh. This means buyers and sellers involved in property deals below ₹20 lakh will no longer be required to furnish their PAN details.

Relief for Middle-Class Buyers

The decision is expected to provide considerable relief to middle-class and small-scale property buyers, especially in semi-urban and rural areas where property values often fall within this range. By reducing documentation requirements, the government aims to simplify transactions and encourage more participation in the real estate sector.

Boost to Real Estate Activity

 Industry experts believe that the move could stimulate growth in the real estate market by removing procedural hurdles for smaller transactions. It may also help improve liquidity and promote transparency in lower-value property deals. Continued Focus on Compliance Despite the relaxation, authorities have emphasized that PAN will still be mandatory for transactions exceeding ₹20 lakh, ensuring that higher-value deals remain under strict financial scrutiny. This policy shift reflects the government’s broader strategy of balancing regulatory oversight with ease of doing business, particularly for common citizens and first-time property buyers.

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